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Silver Class Coverage Questions

If you can answer "no" to all of the following questions, you may qualify for our Silver-class insurance coverage.
If you qualify for this class of product and wish to find out more about the options that are available to you, please call us at 1-866-658-1897


   


Are you presently hospitalized, confined to a nursing facility, bedridden or confined to a wheelchair, or have you been advised that this is required due to your present condition?

Within the past two (2) years:

  • Have you had an amputation caused by disease?
    • Have you been hospitalized for:
    • heart failure
    • Alzheimer's disease/dementia
    • malignant tumour
    • cancer
    • leukemia
    • chronic kidney disease
    • liver disease
    • diabetic coma or insulin shock
  • Were you informed that you had any of the above conditions?
  • Have you received medical or surgical care, or were medications prescribed for any of the above conditions?

Within the past two (2) years have you been hospitalized for:
  • Chronic respiratory condition that required the administration of oxygen?
  • Heart attack
  • Coronary artery disease
  • Angina
  • Stroke or other cerebrovascular disorder

Were you informed that you had any of the above conditions?

Within the past five (5) years, have you:

  • recieved an organ transplant or a bone-marrow transplant or have you been advised that one was required due to your condition?
  • tested positive for HIV or undergone treatments (including medication) for AIDS, AIDS-related complex (ARC) or any other immune system disorder?
  • been diagnosed or treated (including medication) for an illness such as amyotrophic lateral sclerosis (Lou Gehrig), progressive bulbar paralysis, cor pulmonate, or any other incurable terminal illness?

Were you informed that you had any of the above conditions?

Within the past two (2) years have you had any application for insurance declined or postponed?

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