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Non-Medical Life Insurance

*Sample Pricing
*These products are only available to Canadian residents.

There are a number of quality insurance products available through our affiliated insurers that allow an individual to purchase insurance without having to complete a medical examination.
   


These include:

  • life insurance
  • disability insurance
  • critical illness insurance


How do these products benefit you?
  • simple application process
  • no hassle - no nurse's exam, blood tests, or urine samples required
  • policies are issued quickly
  • no need to complete a lengthy application with an agent present

Your answers to a series of health and lifestyle related questions will determine which coverage class you are eligible to apply for.

There are three categories of coverages available, each with their own set of health and lifestyle requirements.

NOTE: Our "Gold" class coverage represents exceptional value for healthy individuals looking to purchase term life insurance - all without a drop of blood or a lengthy paramedical exam!

If you can answer "no" to all of the questions in a specific category, you will qualify for the products offered within that category.

Please click on "Gold", "Silver", or "Bronze" below to view the questions:


Gold

Issue Ages: 18-65

Minimum Insurance: $25,000

Maximum Insurance by Age Range:
18-40 $250,000 41-50 $200,000
51-60 $150,000 61-65 $100,000

Guaranteed renewable to age 75.

Convertible to permanent plan without a medical examination up to age 65.

Ideal for protecting mortgages and other temporary debts!

  Silver

Issue Ages:40-80

Minimum Insurance: $1000

Maximum Insurance: $25,000

Permanent whole-life insurance plan.

Coverage starts immediately.

Double benefit payable if death due to accident.

Limited proof of insurability. (See questions)

Ideal for applicants with previous health issues having difficulty securing insurance coverage through traditional means.

   Bronze

Issue Ages: 25-80

Minimum Insurance: $1000

Maximum Insurance: $25,000

Permanent whole-life insurance plan.

Full coverage after 2 year waiting period.

Eligible for dividends after seven years.

Limited proof of insurability. (See questions)

Ideal for applicants with previous or current health issues who have difficulty securing insurance coverage through traditional means.

 

Questions or comments please contact the webmaster