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Glossary (E to H)
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Elimination Period
This is the number of (consecutive) days of disability that must elapse before benefits begin to accrue.
Some individual disability plans allow separate periods of disability to be accumulated for purposes of satisfying the elimination period.



Home Buyers Plan (HBP)
A program set up by Revenue Canada, under which you can, generally, withdraw up to $20,000.00 from your RRSP to buy or build a qualifying home. These withdrawals are non-taxable, but must be repaid within a period of no more than 15 years.

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